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November 20, 2008
 
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At Northmark Bank, trust and confidentiality are at the core of each client relationship. You have chosen to do business with Northmark Bank and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined below which applies to current as well as former clients.

Types of Information That We Collect
Nonpublic personal information about you is accumulated from a variety of sources. Some information is provided directly by you, such as the information you provide on account applications or other forms. Other data is obtained from outside sources, such as credit history information provided by a consumer credit reporting agency. Still other information is accumulated by Northmark Bank as a function of providing a product or service to you, such as information about transactions in your accounts.

When you visit our web site at www.northmarkbank.com, we want you to know that we respect your privacy. When visitors access our web site, we statistically track certain non-personal information about the visit. This practice is standard in the industry. This information is not associated with specific users, but is aggregated to compile statistics such as how many visitors we had, which pages they visited, how long they visited, and how they navigated to our site.

If you sign onto and execute transactions on our Online Banking or Online BillPay products, we will collect additional nonpublic personal information that you choose to provide to us during your online session.  In addition, we will collect other data used for authenticating your identity and authorizing your transactions.  This information may include your computer’s identification number, the geographic region from which you sign on and the types of transactions that you typically initiate.   Our Online Banking and Online BillPay products use “cookies”. A cookie is a small piece of information that a web site can store on your computer. We use cookies to monitor the integrity of your connection to our Online Banking and Online BillPay servers.

Protecting the Confidentiality, Security and Integrity of Information
At Northmark Bank, employee access to nonpublic personal information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of your nonpublic personal information.

We safeguard information according to established security standards and procedures. Our operational and data processing systems are located in an environment that protects your account information from being accessed by third parties. Our employees are trained to understand that all customer information is considered private and privileged and is to be used solely for the purpose of providing you with the finest service available.

We utilize a variety of security measures to protect the nonpublic personal information available through our web site. For an overview of these security measures, please read our Online Security information.

We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain information that is inaccurate, incomplete or not current, please notify us. We will correct any inaccuracies as quickly as possible.

Disclosure of Information
We do not disclose nonpublic personal information about you to anyone, except as permitted by law.

If you have any questions about our Privacy Statement, please call one of our Bankers at (978) 686-9100 or (781) 721-9100.
 
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