Deposit Rates

All Annual Percentage Yields are accurate as of 06/23/2017 and are subject to change without notice.


Non-Term Accounts (1)

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Account Annual
Percentage
Yield (APY)
Interest
Rate
Minimum
Balance to
Earn APY
NOW (2) 0.05% 0.05% $10.00
Money Market (3)
Tier 5
Tier 4
Tier 3
Tier 2
Tier 1

0.10%
0.05%
0.05%
0.05%
0.05%

0.10%
0.05%
0.05%
0.05%
0.05%

$100,000 or more
$50,000 - $99,999.99
$10,000 - 49,999.99
$2,500 - $9,999.99
$100.00 - $2,499.99
MoneyFund (2)
Tier 4
Tier 3
Tier 2
Tier 1

0.15%
0.05%
0.05%
0.00%


0.15%
0.05%
0.05%
0.00%

$75,000 or more
$15,000 - $74,999.99
$7,500 to $14,999.99
$0 to $7,499.99
Personal
Statement
Savings (3)

0.05%

0.05%

$200.00
Personal
Passbook
Savings (3)

0.05%

0.05%

$300.00
Non-personal
Statement
Savings (3)

0.05%

0.05%

$200.00
Non-personal
Passbook
Savings (3)

0.05%

0.05%

$300.00




(1) No minimum balance to open account. Interest rate may change after the account is opened. Fees may reduce earnings on this account. 

(2) The availability of this account is restricted by law. Your Banker can determine whether you are eligible for this account.

(3) Federal law and our account agreement limit the number of certain withdrawals and/or transfers that may be made from this account.



Certificates of Deposit and IRA Certificates of Deposit (4)

Monthly Compounding

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Term Annual
Percentage
Yield (APY)
Interest
Rate
3 month 0.15% 0.15%
6 month 0.25% 0.25%
9 month 0.30% 0.30%
1 year 0.50% 0.50%
15 month Bump Up (5) 0.55% 0.55%
18 month Bump Up (5) 0.60% 0.60%
24 month 0.60% 0.60%
30 month 0.70% 0.70%
36 month 0.80% 0.80%
48 month 0.90% 0.90%
60 month 1.00% 1.00%



Certificates of Deposit and IRA Certificates of Deposit (4)

Interest at Maturity

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Term Annual
Percentage
 Yield (APY)
Interest
Rate
3 month 0.15% 0.15%
6 month 0.25% 0.25%
9 month 0.30% 0.30%
1 Year 0.50% 0.50%

(4) $500 minimum balance to open account and earn APY. A penalty may be imposed for early withdrawal from any Certificate of Deposit or IRA Certificate of Deposit.
(5) Once during the term of your certificate, you may change the interest rate on your account to the then-offered rate on certificates of the same original term.