Personal Accounts


A summary of many of our deposit products is provided below. A complete disclosure of the terms and conditions of each account may be obtained from one of our Bankers.


CHECKING


Direct Deposit Checking

Checking convenience with no maintenance or transaction fees if your payroll, retirement or benefit payments are electronically deposited into the account. ATM and Debit card access add additional convenience to this account. You can access this account online with our Online Banking, Mobile Banking and Online BillPay services. You can also enjoy the convenience of receiving eStatements on this account. Click here to learn more.


Personal Checking

This checking account offers convenient access to your funds. Most fees may be avoided by maintaining a low minimum balance throughout your statement cycle. ATM and Debit card access add additional convenience to this account. You can access this account online with our Online Banking, Mobile Banking and Online BillPay services. You can also enjoy the convenience of receiving eStatements on this account. Click here to learn more.


Student Checking

Full-time students are eligible for this account which offers the convenience of a checking account with no monthly maintenance or transaction fees. Enjoy our personal service along with convenient electronic access via ATM or Debit card access, Online Banking, Mobile Banking and Online BillPay. You can also enjoy the convenience of receiving eStatements on this account. Click here to learn more.


NOW

Earn a competitive interest rate while enjoying all of the convenience of a checking account. Avoid maintenance and transaction fees by maintaining a low minimum balance throughout your statement cycle. The availability of this account is restricted by federal law. Your Banker can determine whether you are eligible for this account. ATM and Debit card access add additional convenience to this account. You can access this account online with our Online Banking, Mobile Banking and Online BillPay services. You can also enjoy the convenience of receiving eStatements on this account. Click here to learn more.


MONEY MARKET

 

MoneyFund

Enjoy check access to your account while earning higher rates for larger balances. Avoid maintenance and transaction fees by maintaining a low minimum balance throughout your statement cycle. The availability of this account is restricted by federal law. Your Banker can determine whether you are eligible for this account. ATM and Debit card access add additional convenience to this account. You can access this account online with our Online Banking, Mobile Banking and Online BillPay services. You can also enjoy the convenience of receiving eStatements on this account. Click here to learn more.


MoneyMarket

Earn competitive rates on your balances while having access to your funds. While in-person and ATM withdrawals are unlimited, federal law limits certain other types of transactions (including checks, pre-authorized or automatic transfers, transfers initiated by telephone, facsimile or online banking, debit card transactions and other payments to a third party) to six per monthly statement cycle. You can access this account online with our Online Banking and Mobile Banking services. You can also enjoy the convenience of receiving eStatements on this account. Click here to learn more.


SAVINGS

 

Personal Savings

While in-person and ATM withdrawals are unlimited, federal law limits certain other types of transactions (including pre-authorized or automatic transfers, transfers initiated by telephone, facsimile or online banking, debit card transactions and other payments to a third party) to six per monthly statement cycle. You can access this account online with our Online Banking and Mobile Banking services. You can also enjoy the convenience of receiving eStatements on this account. Click here to learn more.


Basic Savings

There are no maintenance or transaction fees associated with this account. This account is available to consumers who are 62 years of age or older or 18 years of age or younger. While in-person and ATM withdrawals are unlimited, federal law limits certain other types of transactions (including pre-authorized or automatic transfers, transfers initiated by telephone, facsimile or online banking, debit card transactions and other payments to a third party) to six per monthly statement cycle. You can access this account online with our Online Banking and Mobile Banking services. You can also enjoy the convenience of receiving eStatements on this account. Click here to learn more.


CERTIFICATES OF DEPOST

 

CDs

Several CD options are available with competitive interest rates, investment terms ranging from 3 to 60 months and a low $500 minimum investment. You can choose from a variety of interest payment options - interest may be compounded and capitalized monthly, directly deposited into another Northmark Bank account, or paid by check. A penalty may be imposed for early withdrawal. You can access this account online with our Online Banking and Mobile Banking services.


IRA Accounts

We offer both Traditional and Roth IRA accounts. All of our certificates of deposit are eligible as IRA investments. You can access this account online with our Online Banking and Mobile Banking services.


Consult with one of our experienced Bankers today at (978) 686-9100 or (781) 721-9100 to find a deposit account that’s right for you!